
Federal Student Loan Rates Reset on July 1. What Borrowers and Parents Should Do Now
Federal student loan rates for new loans reset each July. Here is what students, parents, and borrowers should know before borrowing for the 2026-27 school year.

Practical money advice covering budgeting, saving, debt, and investing
Showing 9 of 46 articles

Federal student loan rates for new loans reset each July. Here is what students, parents, and borrowers should know before borrowing for the 2026-27 school year.


Most homeowners insurance does not cover flood damage, and many flood policies have a 30-day waiting period. Here is how to check your risk before hurricane season.


Community Bank and Trust - West Georgia became the second U.S. bank failure of 2026. Here is how FDIC insurance works, where the $250,000 limit applies, and what to check if your deposits are spread across accounts.


Banks say homeowners are showing stronger demand for home equity lines of credit while mortgage rates remain above 6%. Here is when a HELOC can help, when it can backfire, and how to compare the payment risk.


The latest PCE report showed prices rising faster while the personal saving rate slipped to 3.6%. Here is how to adjust your budget before summer travel, utilities, and debt payments crowd out cash.


New BLS data show productivity increased in early 2026 while real hourly compensation fell. Workers should use that gap carefully in raise talks, job searches, and household planning.


Auto loan rates are still high, and the amount financed on new cars remains painful for many households. Here is how to shop the loan, protect your credit, and avoid a car payment that wrecks your budget.


Home Depot's latest guidance points to a still-cautious housing and renovation market. Homeowners should plan repairs carefully, avoid high-interest financing, and separate necessary maintenance from upgrades.


HSA contribution limits are higher in 2026, and new IRS guidance expands who can qualify. Here is how the triple tax break works, who should use it, and who should be careful.

Advertisement