Smart Money Moves for Everyday Americans

Meta announced it will lay off approximately 8,000 employees — 10% of its workforce — effective May 20, 2026, while closing 6,000 additional open roles. The reason: a $115 billion AI spending surge that's reshaping how the company views human labor. Here's what it means across the board.

James O'Brien·8 min read

The 30-year fixed mortgage rate sits at 6.30% as of April 24, 2026 — the lowest in three spring homebuying seasons. Searches for 'current mortgage rates' are up 700% today. Here's what's moving rates, whether a refinance makes sense, and how to think about buying in this environment.

David Clarke·8 min read

The Biden-era SAVE plan has been ruled unlawful and is being shut down. If you're one of the 7.5 million borrowers on SAVE, you have until October 2026 to switch repayment plans — or your servicer will do it for you. Here's exactly what's changing and what you need to do.

James O'Brien·8 min read

Capital One just agreed to a massive $425 million class-action settlement. Here is exactly who qualifies, how to claim your payout, and when to expect it.

Spirit Airlines continues its turbulent journey on the stock market. With recent developments pointing toward an uncertain future, what should investors do?

TSLA stock is trending hard this week. We break down the latest news, the long-term outlook, and whether everyday investors should buy or sell.